Spotlight - personal lines: Why choose an MGA for personal lines business?
MGAs have come in for criticism, but the best operators are fast moving, entrepreneurial, specialised and focused, explains Gary Humphreys
Managing general agents (MGAs) have a mixed reputation – accused of ‘throwing their own party in the Bahamas whilst the insurer takes the strain of any losses’ a decade ago and, recently, of too many ‘vanilla’ products.
There appears to be a perception gathering pace that MGAs are in it for themselves or surplus to requirements.
And in some cases the critics are right – there are MGAs out there who aren’t doing anything new. In instances like this, why would
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