
The uncertainty of being an insurer

In July, there was a little published case that is likely to cause insurers to consider their profit forecast and underwriting strategy for 2012/13. The Legal Aid, Sentencing and Punishment of Offenders Act (LASPO) comes into effect in April 2013. This is an attractive move for insurers, but less attractive for brokers, lawyers and claims management companies. LASPO increases court awards for general damages in respect of personal injury claims by 10% to offset the impact of defendants having to
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