Agenda: Insurance is a risky business
Those of us who work in insurance understand the need for underwriters to assess a risk and make dec...
Those of us who work in insurance understand the need for underwriters to assess a risk and make decisions according to their own analysis and rules. This is fundamental to the way insurance operates and its survival as an industry. Any undue influence on this impacts heavily on the industry, distorts competition and, in extreme cases, impacts on government action. The days of insuring everyone with one rate throughout the UK died some 40 years ago when tariffs started disappearing and now the
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