Concern as to whether industry will foot the bill for riots

Graeme Trudgill

Concern has been raised by brokers as to whether the events over the last few days in London, Liverpool, Birmingham and Bristol will be officially classed as riots under the Riot (Damages) Act 1886.

If the damage and violence falls under the Act's remit then insurers will be able to recover the costs and claims will be able to be made quickly. However, the industry could be dealt yet another blow if it is decided that the Act is not legally applicable.

Graeme Trudgill, head of corporate affairs at the British Insurance Brokers' Association said that he thought that recovery could well be possible.

He explained: "To constitute a riot, the Act requires there to be over 12 persons present for

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