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In-depth: Country life

horses-front-cover

Running a farm with a B&B or owning a horse seems idyllic. But rural life is not without its challenges and adequate insurance is a requirement - so what can brokers do to win clients in these niche markets?

Horsing around Equestrian insurance can be difficult to enter, but the sector is growing and is ripe for technology-savvy brokers to break into. Ida Axling reports

Horses can be beloved members of the family or a financial investment, out chasing victories on the racecourse. No matter what their status they need to be correctly insured and there are many matters for brokers to consider when advising clients on cover.

According to experts, the key questions brokers need to ask a new client are

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Q&A: Grove & Dean’s Michael Lawrence

Michael Lawrence, distribution and underwriting director at personal lines specialist Grove & Dean, spent 34 years at LV general insurance in its various guises before jumping the fence in 2024.

End of Year Review 2025: Percayso’s Chris Traill

Chris Traill, account director at Percayso Inform, is happy the market is leaning harder into data-driven segmentation rather than just chasing the cheapest headline rate; but adds even with Consumer Duty, there are still examples of poor communication and product understanding.

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