A surge in subsidence claims is looking increasingly likely after a dry winter and summer, but experts say the scale will not be known until up to a year later.
Temperature rises and scarce rainfall can be key contributors to subsidence, and dry British weather over the past year has made the risk of a claims surge acute.
A massive surge in claims occurred in 2003 but Jane Milne, head of household and property at the Association of British Insurers, said it was hard to predict what the scale
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