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From transactional to tailored: rethinking insurance for the middle market

Stuart Sutherland, head of UK retail, Liberty Specialty Markets

The opportunity for the market is to return to the fundamentals of insurance says Stuart Sutherland, head of UK retail at Liberty Specialty Markets, as he tackles the dangers of commoditisation for mid-market businesses and the risks of a one-size-fits-all approach.

As the UK economy continues to grow beyond an increasingly London-centric model, the insurance industry has an important role to play in supporting businesses across the country.

For insurers, investing in regional markets is not simply a matter of cost or distribution efficiency. It is about being geographically closer to clients, understanding their operating environments and aiming to support better outcomes for businesses whose needs can otherwise be misunderstood or underserved.

Many mid

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Meet the MGA: Lumara

Having helped set-up one MGA in Arista two decades ago, Lumara CEO David Aslin explains why he is going again, seeking to be a top three partner with its brokers through a combination of expertise, flexible products and agency exclusivity.

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