A sleeping giant

Liverpool is a city finally emerging from the 'dark days' of the 1980s and 1990s, with cranes dotted across its historic landscape as it gears up to take the crown of European 'Capital of Culture' in 2008.

However it is not so clear whether the insurance sector has recovered from the exodus of insurers over the past 20 years, many of whom relocated their offices to Manchester or Leeds.

The only full branch quality insurer left in the city is Norwich Union (NU), and while NIG also has a small

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