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Is broker independence a state of mind?

Independence may not be something you are thinking about too much now but you probably will be soon....

Independence may not be something you are thinking about too much now
but you probably will be soon. Brokers' independence has been a given for
so many years that we could be forgiven for having failed to notice its
slow erosion.


Brokers placing business with the composite insurers, for example, may
feel confident that they are fully independent. With Norwich Union
claiming it holds up to 40% of some markets, however, some brokers may not
be as independent as they think. How many insurers do you

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