At your service.

Provincial brokers, says Peter Beddis, have a clear advantage over
their national rivals. "We can provide a personal service," he states.

"And that's what it's all about."

Mr Beddis set up Beddis Hobbs in 1985 and the broker now earns £20m
premium income a year. His company deliberately targets the mid-commercial
market where, Mr Beddis believes, a personal service adds the most

"Really our success depends on our ability to deliver a personal service
to people who don't want to be pigeon

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