Provided by AM Best
TOP 20 UK PROPERTY AND CASUALTY INSURERS2007 2006Rank Rank AMB No Company Name Rating G...
TOP 20 UK PROPERTY AND CASUALTY INSURERS2007 2006Rank Rank AMB No Company Name Rating Group Name1 2 86257 RSA A- RSA Insurance Group2 1 85250 Norwich Union A+ Aviva3 3 85203 Axa Insurance** NR-5 Axa S.A.4 4 87708 Zurich Insurance (UK branch)** A (1) Zurich Financial Services5 6 87709 New Hampshire Insurance (UK Branch) A+ (2) American International Group6 5 86250 Aviva Intl Insurance** A+ Aviva7 7 86485 Ace European Group** A+ Ace8 8 84804 Bupa Insurance B+ pd British United Provident Association9 9 87316 Direct Line Insurance A- pd Royal Bank of Scotland Group10 11 86373 Allianz Insurance** A+ Allianz Societas Europaea11 12 87648 UK Insurance A- pd Royal Bank of Scotland Group12 13 87274 Churchill Insurance B+ pd Royal Bank of Scotland Group13 14 86160 Great Lakes Reins (UK) A+ Munich Reinsurance Company14 16 86126 QBE Insurance (Europe) A QBE Insurance Group15 15 87479 NIG** B+ pd Royal Bank of Scotland Group16 18 85012 NFU Mutual A- pd National Farmers Union Mutual Insurance Society17 19 87233 Fortis Insurance B++ pd Fortis SA/NV18 17 87601 St Andrews Insurance B+ pd HBOS19 22 87642 Lloyds TSB General Insurance A pd Lloyds TSB Group20 20 86513 FM Insurance A+ Factory Mutual Insurance2007 2006Rank Rank Company Name GWP (£000s) Underwriting Combined Loss result* ratio ratio (£000s) (%) (%)1 2 RSA 3,756,984 17,335 N/A N/A2 1 Norwich Union 3,607,284 -47,095 103.3 60.73 3 Axa Insurance** 2,955,856 -116,685 107.0 67.04 4 Zurich Insurance (UK branch)** 2,283,775 -70,645 116.2 82.85 6 New Hampshire Insurance (UK Branch) 2,075,523 64,651 67.0 40.86 5 Aviva Intl Insurance** 1,986,136 -56,461 106.2 54.17 7 Ace European Group** 1,802,680 73,312 88.8 53.28 8 Bupa Insurance 1,799,642 91,459 95.4 77.99 9 Direct Line Insurance 1,710,959 73,783 93.5 72.410 11 Allianz Insurance** 1,451,283 5,161 99.2 59.711 12 UK Insurance 1,234,709 -69,748 107.7 67.012 13 Churchill Insurance 1,127,074 66,482 91.8 61.513 14 Great Lakes Reins (UK) 1,011,135 -9,769 N/A N/A14 16 QBE Insurance (Europe) 881,299 17,442 N/A N/A15 15 NIG** 871,378 -75,593 109.1 70.816 18 NFU Mutual 823,944 -185,730 125.5 103.617 19 Fortis Insurance 757,744 -42,914 105.9 79.518 17 St Andrews Insurance 694,366 -2,838 99.8 54.319 22 Lloyds TSB General Insurance 585,916 12,497 96.5 54.420 20 FM Insurance 556,107 -29,831 131.8 84.1* Underwriting result excludes investment income** Figures are for business accounted for on an underwriting year basis,which accounts for over 99% of these companies' total property andcasualty business by gross written premium.(1) The listed A.M. Best rating applies to Zurich Insurance Company,Switzerland (AMB No 85095).(2) The listed A.M. Best rating applies to New Hampshire InsuranceCompany, USA (AMB No 02363).Note: Some ratio figures are (N/A) not available because all or some(being greater than 1%) of these companies' total property and casualtybusiness is accounted for on an underwriting year basis, for which earnedpremiums is not disclosed on the FSA return. This list does not includeLloyd's insurers.Figures in the above table are based on FSA returns of financial year 2007for total non-life direct insurance business lines (reporting category002).Ratings are as of 11 August, 2008.RATING MODIFIERSModifier Descriptor Definitionu Under review Best's Rating opinion of the company is under reviewpd Public data Does not subscribe to Best's interactive rating processs Syndicate Assigned to syndicates operating at Lloyd'sNOT-RATED CATEGORIESFor companies not assigned a Best's Rating the five categories are:NR-1: Insufficient dataNR-2: Insufficient size or operating experienceNR-3: Rating procedure inapplicableNR-4: Company requestNR-5: Not formally followedOnly users who have a paid subscription or are part of a corporate subscription are able to print or copy content.
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