Editor's letter - July 2015


My theory, for whatever it is worth, is that broking has embarked on its fourth wave of consolidation – but this time there will be one crucial difference.

The first wave occurred when the likes of Marsh and Aon decided they wanted a regional UK broker footprint. Then the likes of Towergate, Giles, Oval and others came along in the second wave buying hundreds of brokers across the country. The third wave was basically Gallagher consolidating the consolidators.

Now there is a wall of private

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