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Blog: Brokers to lead in home insurance as subsidence impact rises

Flats on brick_subsidence

Brokers are ideally placed to lead the home insurance charge as the risk of subsidence becomes all too frequent.

As the sun disappears for the foreseeable future and the rain seeps into the ground, subsidence should be at the top of insurance professionals’ minds, as claims frequency leaps.

Earlier this month, the Met Office reported the 2026 summer was the UK’s warmest on record, beating the previous benchmark in 1976. Temperatures reached 35°C in May, June, July and August for the first time on record. 

As of 10 August, The Guardian reported that almost three-quarters of England were in a drought, which

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