Strength of character is a must for the hard road ahead

The Norwich Union (NU) decision to close down Hill House Hammond (HHH) came as a surprise to the industry and a big shock to employees.

It also seems to be something that they kept a closely guarded secret - especially as they were recruiting staff right up to the announcement!

Those poor individuals who were enticed from secure jobs to join up are already facing the grim reality of redundancy.

The other side of the coin is that there are many brokers who have been sold to HHH, expecting their

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