It's still a battle to survive out there

It was reported recently that Norwich Union (NU) might abandon its stance on non-exclusive quotes for commercial business and produce rules on, and in what circumstances, it will give broker exclusivity. This is a difficult area for insurers, who would need the wisdom of Solomon to get it right and avoid upsetting everyone other than the broker who gets the inside track.

Ideally, an insurer would like to back the eventual winner in any broking war so they secure the business themselves, but

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