Groupama splits itself into three

Groupama Insurances is making changes to its operational structure in order to sharpen its business focus, enhance service and deliver greater access to decision-makers.

The company has created specialist divisions for personal lines, commercial lines and healthcare. Each is headed by a director responsible for performance, including profitability, business development and customer service.

Kevin Kiernan, who joined Groupama in October 2008 as motor underwriting director, has been appointed person