A year of living dangerously

Steve White, head of compliance and training, Biba

- Adrian Harris, director and head of underwriting, iPrism

- Andy Beddall, director of underwriting personal lines, Allianz Cornhill

- Charles Earle, chief executive, Arista

- Steve Tidd, ceo Link Insurance

- Neil Findley, sales and marketing director, IGI

- David Croston, group operations director, The Claims People Group

What were the main issues in 2006 and what will 2007 bring?

Steve W: Shall we start with contract certainty? British Insurance B