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One cover, a thousand shipments: where broker management systems stop

A cargo book is built around an open cover with hundreds of declarations hanging off it, not around a policy record. This blog explains why general agency systems struggle with declaration volume, distinguishes declaration-based open cover from turnover-rated policies, and sets out five questions to put to any broker management system before signing.

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Can MGAs stay ahead in personal lines pricing?

In today’s fast paced, competitive, personal lines market, pricing has become a key battleground. This content highlights why pricing agility, richer data and digital trading capabilities are becoming the defining competitive advantages for ambitious MGAs.

Infographic: The UK’s rebuild cost gap is changing

In 2026, just 8% of UK properties are insured for the right amount. Based on data from 46,917 rebuild cost assessments completed, this infographic sheds light on the accuracy of building sums insured for residential and commercial properties, plus the top ten most underinsured property types.

Landlord update - September 2026

ARAG's latest landlord series explores some of the key challenges facing property owners today, from disrepair claims and mould prevention to tenant management and the impact of the Renters' Rights Bill.

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