Garry Heath.

Recently, the IFA Association has come in for considerable criticism
for the way in which we are dealing with Phase Two of the pensions

Reports in the press have seriously mis-represented our position and
mis-informed our members. It is therefore very important that we restate
our case in respect of Phase Two, so that our members and others in the
industry are clear about what we hope to achieve for them.

The association supports proper and speedy redress for those clients who
have been

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