This fragile earth.

We all feel safe when we are surrounded by four walls and have a roof
over our heads. However, recent extreme weather conditions have proved how
fragile our security has become. With weather patterns taking a turn for
the worse, household insurers may have to brace themselves for tough times
ahead.


The idea of global warming is now so familiar to us, that it is easy to
forget that climate change presents the greatest environmental challenge
mankind has ever had to face. Climate has always been

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