Size does not lend itself to blanket cover

Are you a personal or commercial lines broker? Increasingly, it
seems, you can only be one or the other. And with the dominance of huge
players such as the AA and Swinton it looks like most PB readers will be
commercial players.

Small commercial business is another matter, however. The Financial
Services Authority is equating SME customers with private clients,
suggesting in CP160 that businesses under £1m turnover per year be lumped
in with private customers. It is not the only one, however. Its

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