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Subsidence claims volume hits record level in Q3 – ABI

subsidence

Members of the Association of British Insurers received 13,000 new domestic subsidence claims from July to September this year, compared to 8,000 over the same time period in 2025 and the highest number on record, the trade body has confirmed.

The ABI previously flagged the “growing cost of subsidence” in the second quarter of the year.

In the update it noted the prolonged period of hot and dry weather had increased the risk of ground movement which can lead to subsidence.

These record costs show the severe damage that extreme weather is now causing for communities and the need to boost resilience.Chris Bose, ABI

The average insurance payout for subsidence damage to a home stayed at a record £20,000 for the second consecutive quarter.

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