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Lords Committee demands FCA goes further and faster on home, travel insurance

travel insurance

The cross-party House of Lords Financial Services Regulation Committee has urged the Financial Conduct Authority to go “further and faster in implementing and enforcing its rules on home and travel insurance” as it warned the Consumer Duty has not yet led to improvements.

In the report, Home and travel insurance regulation: more for the FCA to do, the Committee argued clear expectations and robust outcomes data are key to the success of the Consumer Duty.

RelatedHouse of Lords committee launches home and travel insurance regulation inquiry FCA defends Consumer Duty to House of Lords Committee Which? hits FCA with super-complaint over ‘broken’ home and travel insurance markets 

The Committee launched its inquiry into the sectors in May 2026, setting out to cover

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