Insurance fraud hits £1.34bn as criminals target bigger payouts
The value of insurance fraud detected by insurers jumped 14% to £1.34bn in 2025, despite the number of fraudulent claims falling, according to the Association of British Insurers.
Insurers detected 93,900 fraudulent claims during the year, down 2.7% on 2024, but the average value of a bogus claim increased to £14,300.
That was the second-highest average on record, behind the £14,600 recorded in 2022, suggesting fraudsters are increasingly targeting higher-value payouts.
MotorMotor insurance continued to account for the largest share of detected claims fraud, with 51,900 cases worth £625m uncovered in 2025.
The motor figures represented 55% of all detected fraudulent claims
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