Skip to main content

Legal expenses insurance - a beacon of hope in the civil justice wasteland

Despite being available in the UK for nearly 50 years, legal expenses insurance (LEI) was, for much of that time, often seen as a lowly add-on, and sometimes poorly understood. While understanding, sales and popularity increased steadily for many years, the past decade has seen a quantum leap in awareness and demand for legal protection.

Many of the factors contributing to LEI’s growth have been the headline drivers of wider disruption and transformation in UK society and beyond. Global financial crises, Brexit and the pandemic have all played their part in increasing demand, but a UK-specific, more gradual and less heralded trend has played a more significant role.

The civil justice system in the UK has become harder and harder to access and the support mechanisms once available to help SMEs and families navigate a legal problem were hollowed out during the decade of austerity preceding the pandemic.

In this article, Rachael Wornes, marketing manager at ARAG highlights why LEI has turned from a “nice-to-have” to an essential cover.

Access the article

Register for free access to hundreds of resources.

Already registered? Sign in here.

 

Your alert preferences

One broker, four systems: What consolidation leaves in the back office

Acquisitions in UK broking are usually justified on the front end, but the back end rarely features in the rationale, and it is where the cost turns up. This content highlights the challenges associated with convergence and the questions worth asking before the next broker acquisition.

How to deal with anti-social tenants

Anti-social tenant behaviour can be stressful for landlords. When tenants engage in anti-social behaviour, landlords are often left wondering what rights they have and how the eviction process works. This content highlights how early action can help landlords reduce the risk of costly disputes.

Don't let mould take hold

With proactive maintenance, landlords can reduce the risk of damp and mould developing and provide a safer, more comfortable home for tenants. This content provides some key tips for landlords to help prevent damp and mould issues this winter.

One cover, a thousand shipments: where broker management systems stop

Ask a cargo broker what their busiest day looks like and you will not hear about placing risk - you will hear about declarations. This blog explains why general agency systems struggle with declaration volume and sets out five questions to put to any broker management system before signing.

You need to sign in to use this feature. If you don’t have an Insurance Age account, please register now.

Sign in
You are currently on corporate access.

To use this feature you will need an individual account. If you have one already please sign in.

Sign in.

Alternatively you can request an indvidual account here: