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Christmas Q&A with Tim Ryan and David Williams

Tim Ryan and David Williams

Tim Ryan, executive chairman at Ryan's, and David Williams, MD of underwriting and technical services at Axa, discuss the insurance trends of 2019.

2019 reflections with Tim Ryan, executive chairman at Ryan’s and Una Alliance

Which insurance issue has defined 2019?

A reduction in capacity and therefore the prospect of a hardening market! Not a bad thing as insurance seems to have been under-priced for years.

What has been the year’s most surprising moment in insurance?

For me, Aspen running off their book. This was a great shame as they had a differentiated proposition that gave benefits to brokers and customers alike.

Which product

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