Review: Three-in-one liability product

Thumbs up or thumbs down

Product: Management Liability Policy (MLP)

Underwriter: Axa Insurance

Commission Paid: 25% as standard – negotiable on volumes of business

Coverage: Comprehensive cover for private limited companies, charities, clubs and associations. Provides cover for the company as standard, not just individual directors.

Cover includes: D&O/trustees’ liability – covers the personal liability of directors/trustees for any decisions made; employment practices liability (EPL) – covers employment claims

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