Review: online business
Product: Optima Business Plus
Underwriter: Groupama Insurances
Commission paid: Variable commission of up to 30%
Coverage: Brokers can place commercial combined risks for over 800 SME manufacturing, distributive and other trades with sums insured of up to £5m
Minimum premium: Can cater for simple public liability or property risks with premiums starting from £150
Excesses: Property all risks – £250; public liability – third party property damage (excluding heat) £250
Contact: Malcolm Smith
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