Review: online business


Product: Optima Business Plus

Underwriter: Groupama Insurances

Commission paid: Variable commission of up to 30%

Coverage: Brokers can place commercial combined risks for over 800 SME manufacturing, distributive and other trades with sums insured of up to £5m

Minimum premium: Can cater for simple public liability or property risks with premiums starting from £150

Excesses: Property all risks – £250; public liability – third party property damage (excluding heat) £250

Contact: Malcolm Smith

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