Product review: Healthcare that has all the bases covered

rehabilitation doctor

* - Poor
** - Average
*** - Good
**** - Very good
***** - Excellent

Product
One Fund

Underwriter
National Friendly

Commission paid
Initial - 25%
Renewal - 8% from year two onwards
Monthly clawback during first 12 months

Coverage
UK, extended to Channel Islands and Isle of Man

Minimum premium
£10 a month

Excess
One £40 excess per benefit category each policy year

Contact
Ian Talbot, head of commercial distribution
T: 0800 195 9246

Key benefits
• Provides an annual sum that planholders can spend on a range of

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