Commercial lines team of the year - FMW Risk Services

While its implementation of a strategy based on organic growth was impressive, it was FMW Risk Services' strong financial results and innovations that won the judges over.

In a time of rapid consolidation, FMW Risk Services has managed to pursue a strategy that is wholly reliant on organic growth and based on a policy of "winning business, not buying".

Formed in December 2000, FMW controls a premium income of £25m and is one of the country's leading commercial marketing insurance brokers

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