AR review slams “significant shortcomings”


“You should treat being regulated in this context as a privilege and treat it with respect,” said Nick Houghton, group managing director of JM Glendinning.

The statement came as the Financial Conduct Authority (FCA) savaged the “significant shortcomings” in the control and oversight of appointed representatives (ARs) by their principal firms in the general insurance sector.

Understanding the risk

In a hard hitting thematic review published in July the regulator attacked the industry on a number

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