Survival of the fittest


Dr Robert Davies

Associate director - strategy, M Consulting


Jonathan Davey

Managing director, Keychoice Underwriting


Trevor Foster

Regional chairman, Lockton International


David Grant

Deputy underwriter and head of distribution and operations, Equity Red Star


Kate Penrose

Director, Salient Solutions


Mandy Perry

Divisional MD, JLT


Graeme Trudgill

Technical and corporate affairs executive, British Insurance Brokers' Association


It's been a tough 2009 but messages are still mixed as