Dare to dream

Mark: Given the fact that we believe there is in excess of 800,000 second homes owned by British people - predominately in the Mediterranean - the level of ignorance about what their responsibilities are in terms health & safety (H&S) is vast. Some people find a property, rent it out and either have a policy with a Spanish or French company or no insurance at all, which is inadequate as a landlord. I am not talking about buildings and contents insurance - the whole game changes as soon as they

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