Wolves at the door

Sometimes it feels like we are living in an age of negativity. Every day the papers are filled with thoroughly depressing news from the global economic downturn to international conflicts and a variety of domestic issues in between. But the issue that is grabbing the nation's and probably the world's attention the most is the credit crunch and the now almost inevitable global recession, with some even predicting a depression.

As has been well documented, it all started in the financial sector