In-depth: After hours

night-time-economy-illo

The UK has a thriving night time economy and with that comes a range of both unusual and prosaic insurance needs. Sam Barrett examines what brokers need to know about how best to insure the businesses that keep night owls entertained and the food establishments where people go to enjoy an evening meal or grab a takeaway after a night on the tiles

Join the club Many brokers may be put off engaging with the night time economy, but there are opportunities in the entertainment sector for those who are willing to go out after dark, reports Sam Barrett

Drinking, dancing and a dash of debauchery mean we often imagine that venues that spring into life after dark are off many insurers’ risk scales. But, while pubs, nightclubs and pole dancing clubs can present challenges for insurance, tough licensing requirements mean this sector isn’t as high

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