The professional risks pro

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At David Howden's liability brokerage, they prefer to use their own policy wordings, and even directors get involved in broking, he tells Nicolle Farthing - because, he feels, there is more to service than passing on the easiest quote

David Howden, director of Howden Insurance Brokers and chief executive officer of the Hyperion Group, has worked in the insurance industry for more than 23 years after joining the family business, Alexander Howden Insurance Brokers, at the age of 17.

The Howden name is well known in the industry and dates back to 1820, when it began as one of the original Lloyd's shipping brokers. Although David Howden says he wasn't destined to follow in his family's footsteps, having joined in unfortunate

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