Brakes off on proposition convergence

THB UK is expanding its business remit to take best advantage of a new regulatory framework. PB examines the implications

If insurance were likened to an organisation that sends ambulances to the bottom of a cliff when people fall off, risk management would be the fence at the top of the cliff preventing it in the first place. And in brokers' quest for the Holy Grail of adding value for clients, many are currently expending a lot of effort trying to help clients build such defences with risk management.

For fleet specialist THB UK, it has a Hadrian's Wall of a task in helping fleets fend against the fact that

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