The high life

True to its name, high-net-worth (HNW) insurance shouts wealth and importance - HNW individuals need high levels of cover, tailored to their needs. In addition, the service they expect from their broker and insurer should be personalised and flexible. HNW insurance has evolved to meet new customer demands, and policies now offer cover for a full range of motor, home and marine areas, in addition to new benefits such as identification fraud and a concierge service.The HNW market is also exper