Making a solid stand

Anyone working in the employers' liability (EL) market will know that it is a challenging sector at the best of times; the nature of its long-tail business has made it a volatile market, with the potential to hurt insurers. With threats such as asbestosis claims hanging over the sector, placing risks at a competitive rate and with a respectable margin has been made more difficult for brokers. Meanwhile, underwriters face the hardship of calculating claims costs that may manifest themselves d