Regulation
FCA’s home and travel super-complaint response triggers praise and warnings from experts
Industry specialists have praised the clarity and transparency of the Financial Conduct Authority’s response to the Which? super-complaint about the ‘broken’ home and travel insurance markets but warned the actions may not “get to grips” with “growing problems”.
FCA confirms insurance rules simplification
The Financial Conduct Authority has confirmed changes to simplify its rules for brokers and insurers including ongoing training and product reviews and revealed further plans for next year.
With Brewis and Mills gone, what can brokers expect from the FCA in 2026?
Compliance experts are hoping for a slowdown and simplification of rules from the Financial Conduct Authority throughout 2026 following Matt Brewis and Sheldon Mills exit from the regulator. Rosie Simms reports.
Your rights when working in the cold
The temperature of the workplace falls under health and safety law and employers are required to keep warmth levels ‘reasonable’. This blog highlights employers’ responsibilities and how to mitigate the risks posed to employees working outside or in cold…
Employment tribunal backlog balloons as Lords consider Employment Rights Bill
The backlog of employment tribunal claims waiting to be heard has increased by more than a quarter over a year, according to data released by His Majesty’s Courts and Tribunal Service (HMCTS). This blog outlines why the backlog has significant…
What does the 2025 Budget mean for insurance brokers?
On Wednesday afternoon, after weeks of speculation (and an unprecedented early leak by the Office for Budget Responsibility), the Chancellor finally revealed her second Budget. Tom Golding, PKF Littlejohn partner considers some of the main tax changes…
FOS plans to hike levies to £86m
The Financial Ombudsman Service has opened a consultation on raising its compulsory levy from £70m to £86m in 2026/27 having kept it flat for two years.
Meeting the Consumer Duty
It’s almost four years since the FCA announced the Consumer Duty and over two since it was introduced. Jay Prosser, director of partnerships and propositions at ARAG, looks at the challenges it has presented for legal expenses insurers and their business…
FCA insurance skilled person investigations tick up again
The Financial Conduct Authority commissioned two skilled person reports in the insurance sector during the second quarter of 2025/26, following on from one in Q1 and a recent record total in 2024/25.
Festive gatherings and legal pitfalls
Work-related parties should be treated as an extension of the workplace with both employers and employees conducting themselves appropriately. With Christmas party season fast approaching, this blog takes a look at the new duty on employers on the…
Sheldon Mills exiting FCA – report
Sheldon Mills, executive director for consumers and competition at the Financial Conduct Authority, is leaving the regulator.
FCA reveals green sweep for broker-related authorisations
The Financial Conduct Authority achieved across the board success in its broker-related authorisation categories between July and September, its first ‘green sweep’ in the data series.
Five legal developments for London’s businesses this autumn
Many of the key measures in the UK government’s flagship bills won’t come into force until 2026 and beyond, but some will take immediate effect and others will call for some preparation from businesses. This blog highlights five legal developments for…
Legislating online safety
The Online Safety Act 2023 attempts to regulate online services and protect UK users from exposure to harmful content and behaviour. This blog provides an overview of the legislation and the implications for businesses.
FSCS reveals early forecast of no broker levy in 2026/27
The Financial Services Compensation Scheme has indicated brokers will not have to pay a levy in 2026/27 which would keep the rate at zero for the fourth year in a row.
A legislative year in review
The government’s first legislative year was a busy one, which included both new Acts and the implementation of several reforms passed by their predecessors. This article sheds light on the key legislative developments so far in 2025.
Martyn's Law - The Protect Duty
The Terrorism (Protection of Premises) Act 2025 became law across England, Scotland, Wales and Northern Ireland, in April. This blog outlines the implications for standard duty premises, the threshold for an enhanced duty on larger premises and events,…
FCA issues warning of Close Brothers clone
The Financial Conduct Authority has issued a warning of fraudsters trying to scam people as a clone of Close Brothers.
Four ways to limit disrepair claims from tenants
A common reason that tenants fall into rent arrears is because they're unhappy with the condition of the property and begin to withhold rent. Grace Hughes from ARAG Law, shares how you can best protect your agency and your landlord against an allegation…
Blog: Future-proofing your broking business starts with the back office
As regulatory scrutiny intensifies, the ability to demonstrate financial control and system integrity can provide brokers a tangible competitive advantage, argues Chris Stout, a director at PKF.
Blog: The EU–UK AI regulation gap and its implications for UK insurance brokers
As artificial intelligence regulations diverge between the UK and EU, Claud Bilbao, regional vice president for underwriting and distribution at Cowbell UK, discusses the importance of understanding AI usage to advise clients effectively, highlighting…