Product of the month

Product that offers publicans flexibility

Product: Public Houses and Wine Bars

Underwriter: APC Underwriting

Commission paid: Depends on the broker relationship but would be a minimum of 17.5%, regardless of size of premium.

Coverage: The product provides all-risks cover including legal expenses as standard, in addition to automatic extensions such as damage to glass, goods in transit, loss of money, outside catering cover, business interruption and loss of liquor licence

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