Cover that makes health simple

Product: Personal Health

Underwriter: BCWA (part of the Simplyhealth Group)

Commission paid: 40% for new business, 10% for renewals

Coverage: An annual renewable contract aimed at the individual private medical insurance market, it allows customers to customise their personal health scheme.

Minimum premium: Premiums are age-related, with discounts for non-smokers. The monthly costs of cover for a 32-year-old non-smoker with a 35% starter

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