Review: Helping hotels

bell-service-hotel

This product has been reviewed by brokers and rated from one to five stars, based on the policy’s key benefits. * = Poor ** = Average *** = Good **** = Very good ***** = Excellent

Product: APC’s Hotels & Guesthouses

Underwriter: Lloyd’s and London Company underwriters

Commission Paid: Varies, with minimum of 17.5%

Coverage: All risks including accidental damage

Minimum Premium: £420

Excess: Buildings £250; contents £250; loss of freezer contents £50; subsidence £500 but can increase for some areas; specified all risks £250; employers’ liability £Nil; public/products liability £250; household contents £100

Contact: Derek Russell, head of business development 0207 256 3100

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