Product review: Essential PL and EL minus the package
This product has been reviewed by brokers and rated from one to five stars, based on the policy’s key benefits.
One star = Poor
Two stars = Average
Three stars = Good
Four stars = Very good
Five stars = Excellent
Product
Optima Liability
Underwriter
Groupama Insurances
Commission paid
Standard commission 17.50% for public liability (PL) and 10% employers' liability (EL) but variable with premium adjustment
Coverage
PL and products' liability up to £5m limit of indemnity
EL £10m limit of indemnity
Minimum premium
£150 at standard commission
Excess
£250 property damage excess
Contact
Commercial Underwriting Centre
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