Courting new custom

Ask an average consumer what pre-paid legal expenses cover is and you are unlikely to get much of a response - although some might think you were talking about motor uninsured loss recovery (ULR) cover.Like so many policies, the concept of a pre-paid legal cover has come from the US, where it is commonplace for people to amass a legal fund against future needs - for example, moving house, divorce and will-writing.And there is a yawning gap in the UK market that such cover would fill.We have