A mark of danger

Increasing flood risk has always been an issue for the insurance industry, and recent developments in the debate have caused concern for insurers and intermediaries alike. However, in new developments at the end of last year, the government launched a planning policy to help regional and local planners, as well as other stakeholders, manage the risk.Planning Policy Statement 25: Development and Flood Risk (PPS25) was designed to clarify that flood risk should be taken into account at all sta